Identity Theft is the fastest-growing crime in America. To help you avoid being an ID Theft victim:
To comply with federal regulations, and to help in the fight against terrorism and money laundering, Planters First Bank will ask for identification and other pieces of personal information. This information is closely guarded to avoid identity theft.
The federal banking, thrift and credit union regulatory agencies have published an informational brochure to assist consumers in identifying and preventing a new type of fraud known as "phishing."
The term "phishing" as in fishing for confidential information is a scam that encompasses fraudulently obtaining and using an individual's personal or financial information. In a typical case, the consumer receives an e-mail requesting personal or financial information; the e-mail appears to originate from a financial institution, government agency or other entity.
The e-mail often indicates that the consumer should provide immediate attention to the situation described by clicking on a link. The provided link appears to be the Web site of the financial institution, government agency or other entity.
However, in "phishing" scams, the link is not to an official Web site, but rather to a phony Web site. Once inside that Web site, the consumer may be asked to provide Social Security numbers, account numbers, passwords or other information used to identify the consumer, such as the maiden name of the consumer's mother or the consumer's place of birth.
When the consumer provides the information, those perpetrating the fraud can begin to access consumer accounts or assume the person's identity.
Technical support scams, where the subject claims to be an employee (or an affiliate) of a major computer software or security company offering technical support to the victim. Recent complaints indicate some subjects are claiming to be support for cable and Internet companies to offer assistance with digital cable boxes and connections, modems, and routers. The subject claims the company has received notifications of errors, viruses, or security issues from the victim's internet connection. Subjects are also claiming to work on behalf of government agencies to resolve computer viruses and threats from possible foreign countries or terrorist organizations.
Once the phony tech support company/representative makes verbal contact with the victim, the subject tries to convince the victim to provide remote access to their device.
If the device is mobile (a tablet, smart phone, etc.), the subject often instructs the victim to connect the device to a computer to be fixed. Once the subject is remotely connected to the device, they claim to have found multiple viruses, malware, and/or scareware that can be removed for a fee. Fees are collected via a personal debit or credit card, electronic check, wire transfer, or prepaid card. A few instances have occurred in which the victim paid by personal check.